No, there is no maximum amount of shares that can be purchased, however, the issuer reserves the right to allocate Bonds as desired. Persons seeking to purchase more than ten (> 10) individual Bonds in each offering may be required to provide additional information, per our licensing requirements. However, persons are encouraged to fully take advantage of the offering as they see fit.

The issuer ("Bia Investment Holdings") has the right to extend the Initial Public Offering (IPO) until it is fully subscribed.

Yes, upon completion of the Bond Transfer Form, Bonds can be transferred to individual parties at a cost of $75.

Below is a short list of individuals who can certify documents: Licensed Public accountants Employee of the financial institution at which the service is being requested Senior civil servants, including law enforcement officers Justice of the peace or notary public Minister or Priest Counsel & Attorney at Law

The offering will be offered publicly for 25 days. It will begin June 20th, 2022 at 9:00AM and ends July 15th, 2022 at 3:00PM.

Yes, Bond payments (interest and principal at redemption) can be disseminated to up to five (5) persons. The information must be clearly specified on the subscription application form with supporting information as confirmation.

Eligible Bondholders must be: a natural person; and over the age of 18 years old; and a Bahamian citizen or permanent resident with an unrestricted right to work; and not acting as a nominee for any other person that is not a Bahamian citizen or permanent resident with an unrestricted right to work. If a Corporation: the applicant is establish under the laws of The Bahamas and is a resident for exchange control purposes; and the applicant is wholly owned by individuals who are citizens of The Bahamas or permanent residents with the unrestricted right to work; and all necessary corporate actions have been taken to authorize the purchase of the Bonds; and the applicant is not applying for the Bonds as nominee for any other person, corporation, trust or fund that would not be an Eligible Investor. If a Trust or Pension Fund: the beneficiaries of the trust or fund are citizens of The Bahamas or permanent residents with the unrestricted right to work; and the applicant is resident for exchange control purposes; and the trustees of the trust and managers of the funds represent that they have the necessary power and all requisite actions have been taken to enable them to effect the purchase of the Bonds; and the applicant is not applying for the Bonds as nominee for any other person, corporation, trust or fund that would be an eligible investor

The Bonds will be fully redeemable on July 15, 2024. Early redemption is available at any time, thirty (30) days after subscription, with completion of the Bond Redemption Form, the following fees are applicable. Early Redemption fee ($50 minimum) Year 1 - 5.1% Year 2 - 4.3% Year 3 - 3.6% Year 4 - 2.7% Year 5 - 1.0% Year 5< - $50 Bond certificate re-issue - $150

No, all Subscription Forms, payment support, applications and required information must be submitted on the website.

Interest for the Bond is fixed at an annual rate of 4.642%. Each year the Bondholder(s) will receive an annual interest payment on their $1,000 Bond to its redemption date. Return of the investment would be posted directly to their bank account each year and the principal returned in full at redemption on July 15, 2023. On the Subscription Form, subscribers have the option to have us retain their interest to be compounded annually (a bit of a larger payout) or have the interest placed directly in the bank account listed.

Please retain: A copy of the application form/registration confirmation A record of the transfer of funds Your application number

Only one subscription form will be completed per application. All subscribers and beneficiaries must be listed on the form as noted. Any additional information can be forwarded by e-mail to info@biainvestment.com

The amount of the offering is 10 million. The IPO is a very small offering so it's best to take advantage.

The cost of the bond is $1,000. A holder can purchase as many bonds as they choose. However, they must be purchased at intervals of $1,000. Each Bond will have its own Bond Certificate to be collected at redemption.

Bonds carry an interest rate of 4.642%, with interest payable annually.

This is usually only limited to two (2) individuals. Persons can transact jointly or separately, however, the Bond is usually limited to two persons.

Subscribers must be 18 years old at the Subscription Form submission date.

Individual Investors Certified copies of two forms of valid government issues identification (passport, driver's license, NIB card) Certified copy of current proof of address (copy of utility bill, bank statement, voters card) Approved salary deduction form (individuals under deferral program only) Proof of transfer payment to the below listed bank account. This is required for individual deposits and not online payments. Corporate Investors Certified or Notarized copy of the entity's formation document (Certificate of Incorporation, Memorandum & Articles of Association, trust agreement, etc.) Certified or Notarized copy of list of authorized signatories Register of Listing of Directors Verification of identification for each Director (Certified or Notarized copy of Passport) Proof of address for each Director (Certified or Notarized copy of utility bill, bank statement or voter's card) Proof of transfer payment to the below listed bank account. This is required for individual deposits and not online payments.

Applications purchasing >10 bonds do not need certified documents. Applications purchasing 10< bonds will require certified documents.

The interest rate is an agreed-upon rate based on company valuation and board approval. The directors of the company have agreed on a favorable rate to offer the best benefit to Bondholders.

Any excess funds received beyond the ceiling advised by our directors will be returned to depositors, free of charge. All approved bondholders will be issued a Bond certificate and receive the stated fixed interest as listed on the certificate.